ABLEAmerica®
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Open
Open an ABLEAmerica account
Application
Use this application to open an ABLEAmerica account.
Complete the ABLEAmerica Account Application.ABLEAmerica brochure
Use this brochure to show clients how ABLEAmerica accounts can help individuals maintain their independence and save for the future.
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For guidelines on eligibility, contribution limits, fee information and more, visit Opening ABLEAmerica accounts.
Transfers and rollovers
Transfer or roll over funds from another ABLE or 529 savings plan
Use this form, with an application, to request a transfer or rollover into an ABLEAmerica account. Contact the resigning institution for their requirements to transfer the assets to Capital Group.
Complete the ABLEAmerica Rollover/Transfer Request.
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Update
Update client’s personal information
Update client’s name
If an account has an authorized representative, they must submit a letter of instruction with either a copy of the name change document or a signature validation stamp.
If an account does not have an authorized representative, the account owner can submit this form with supporting documentation. See the form for requirements.
Complete the Name Change Request.
Update client’s contact information
Requests can be made by phone or in writing to update the client’s address, phone number or email address.
If your client has experienced a major life event, visit Life events for checklists to assist with account updates they may need to consider.
Add/update client bank accounts
Link a bank account to buy or sell shares
The requirements vary depending on how the ABLEAmerica and bank accounts are registered.
Account registration changes
Update the account registration
Contact us to discuss the requirements for adding, changing or removing an account owner, successor owner or authorized representative.
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Transact
Contributions
Make a one-time contribution via Automated Clearing House
If the bank information is already on file, requests can be made by phone. If the bank information is not on file, contact us for requirements.
Contact us.Make a one-time contribution via check
Checks should be made payable to ABLEAmerica and should include the account number and investment instructions. Mail the check to the service center near you.
Find a service center.
Set up automatic investments
If the bank information is already on file, requests can be made by phone. If the bank information is not on file, contact us for requirements.
For additional details about contribution minimums and maximums, deadlines and more, visit ABLEAmerica contributions.
Transfers and rollovers
Transfer or roll over funds from another ABLE or 529 savings plan
Use this form to request a transfer or rollover into an ABLEAmerica account. Contact the resigning institution for their requirements to transfer the assets to Capital Group.
Complete the ABLEAmerica Rollover/Transfer Request.
Transfer or roll funds out of a Capital Group account
The receiving custodian/trustee’s transfer or rollover request can be submitted if it is signed by both the account owner or authorized representative and the accepting financial institution. A signature guarantee may be required.
Alternatively, use this form. A signature guarantee is required.
Complete the ABLEAmerica Distribution Request.
Distributions
Take a one-time distribution
One-time distributions can be requested by phone unless a signature guarantee is required. If a signature guarantee is required, complete the ABLEAmerica Distribution Request.
Set up automatic distributions
If the bank information is already on file or the distributions are being sent by check, requests can be made by phone. If the bank information is not on file and the distributions will not be sent by check, contact us for requirements.
For guidelines on distribution options, how distributions affect your client’s tax reporting and more, visit ABLEAmerica distributions.
Exchanges and rebalances
Request a one-time or automatic exchange or rebalance
One-time or automatic exchanges or rebalances can be requested by phone. These are considered strategy changes, and ABLEAmerica accounts are limited to 2 strategy changes per calendar year.
For additional information about strategy changes, tax implications and exceptions, visit ABLEAmerica strategy changes.
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Contact us
Have questions or need additional support?
Contact us 8:00 a.m. to 7:00 p.m. ET, Monday through Friday.
For financial professionals only. Not for use with the public.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
The guidelines and procedures provided in the Account Resource Center may not apply to networked accounts or accounts not directly held by American Funds. The guidelines and procedures provided also apply only to those retirement accounts or Coverdell ESAs invested in American Funds with Capital Bank and Trust Company (CB&T) as custodian. The guidelines and procedures provided in the Account Resource Center do not apply to plans held in our retirement plan solutions — PlanPremier, PlanPremier-TPA or RecordkeeperDirect. Information on the Account Resource Center may change periodically, and previously printed information may not be current. Please refer to capitalgroup.com for the most current information available.
Financial professionals should always contact their back office to determine if there are any restrictions on the use of American Funds products, tools, services, websites and literature.
ABLEAmerica is distributed by Capital Client Group, Inc., and sold through unaffiliated intermediaries.
Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits not available through ABLEAmerica. Before investing in any state’s 529 plan, investors should consult a tax advisor.
This material does not constitute legal or tax advice. Investors should consult with their legal or tax advisors.