Policies & disclosures

Our conservative approach focuses on diversified long-term investing. Since sector funds are generally not consistent with this philosophy, we do not choose to offer them.

No. Allowing new investors to transfer assets into American Funds at NAV would be unfair to existing clients who have paid the appropriate sales charge.

However, American Funds does offer a series of breakpoints on investments starting at $25,000 that can substantially reduce or eliminate your sales charge.

Sales charges can also be reduced through rights of accumulation or by purchasing under a statement of intention. Purchases that qualify for NAV are outlined in the funds’ prospectuses.

Since transfer from other fund families is not included in the prospectus as a means of purchasing without a sales charge, we cannot make exceptions to this policy.

Learn more about sales charges and pricing options.

Generally, account statements are mailed whenever there is activity in an account. If you have signed up to receive transaction confirmations or quarterly statements electronically, you will receive an email when this information is available online.

Consolidated statements, which are available for certain types of accounts, provide a summary of fund holdings and account transactions.

You can request consolidated statements by calling or writing to us and indicating whether you want to receive your quarterly statements by mail or email.

Call us at (800) 421-4225 to check the eligibility of an account.

If there is no activity in your account within a time period specified by state law, we may be required to transfer the account to the appropriate state.

FINRA makes available BrokerCheck, a search tool that provides important information about FINRA-registered securities firms and brokers. You may contact the FINRA BrokerCheck Hotline at (800) 289-9999, access this service on their website at finra.org/brokercheck or contact FINRA for a copy of their investor brochure.