Contributions guide

• The fund minimum must be met and maintained
• The minimum subsequent investment is generally $50 per fund; exceptions apply for employer-sponsored plans
• Investment instructions must be provided
• Class C and 529-C shares have a maximum transaction amount of $500,000 in each individual fund
• Investments cannot be made directly into American Funds U.S. Government Money Market Fund C shares or 529-C shares
• Investments cannot be made into Class F shares, except for F-2 shares

Note: Certain account types may have additional investment restrictions. 

Many accounts are eligible to add a U.S. checking or savings bank account to the Capital Group account for investing via ACH. Investments can be one-time or recurring.

Note: Certain account types may be restricted from making ACH investments, such as some employer-sponsored accounts.

• The maximum that can be invested by ACH is $100,000, per investor, per day
• The minimum draft amount is $50, per fund, per account, with the exception of an employer-sponsored 529, which is $25, per fund, per account

Refer to Fund minimums for additional information.

Log in to Client Accounts, access the client’s account, go to Profile & Settings and then Bank Information and click Set Up. For additional banking guidelines, refer to Managing client banking information.

In some instances, the bank cannot be added online, for example when:

• The owner of the Capital Group account is not a bank account owner
• The bank does not participate in our validation process
   

In these cases, the request must be submitted in writing using the Add/Update Bank Information form. A signature guarantee may be required.

Log in to Client Accounts, access the client’s account and click Buy.

Log in to Client Accounts, access the client’s account and click Automatic Transactions.

Checks can be made payable to:

• American Funds Service Company® (AFS)
• Capital Bank and Trust Company (CB&T)
• CollegeAmerica®
• Capital Group
• The fund (for example, Washington Mutual Investors Fund)
• ABLEAmerica®
   

Third-party checks are not accepted.

Checks should be mailed to the closest service center to avoid delays.

Prior to wiring funds to an existing account, contact us to provide investment instructions for the incoming wire. Your client’s bank may charge a fee to wire funds.

For wiring money to a new account, use the Wiring Money to American Funds (for New Accounts Only) form.

Your clients can have their tax refund deposited directly into their account. When filing their return, they can complete Form 8888. Direct your client to the Tax Center on the investor website for instructions.

An investor with an existing account can transfer shares to another account without incurring a sales charge. Individual, entity or charitable organization accounts are eligible to receive a gift of shares. For more information, review Gift of shares.