Payroll deduction IRAs
It’s easy to help your employees save
Payroll deduction IRAs are an easy, no-cost way for small-business owners to help their employees save for retirement and take advantage of American Funds’ quality investment options and exceptional service.
Details
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Payroll deduction IRA program highlights
This single sheet explains the key benefits of opening a Capital Group payroll deduction IRA program.
Small business retirement plan options
Propspecting broucher/presentation booklet that advisors can use to drive new small-business retirement plan sales.
Identify the retirement plan solution that meets your clients’ needs
Follow these steps to gather the information you need to deliver the best retirement solution.
Set up a payroll deduction IRA plan
Employer authorization for payroll deduction programs
Employers complete this form to establish a plan.
IRA payroll deduction election
Employers can use this form to collect payroll deduction information from employees.
Payroll deduction enrollment for Traditional/Roth IRAs
Employees complete this form to establish their own account.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses.
This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
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Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.